Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Individuals with co-occurring mental and substance abuse problems are what are identified in the field of drug treatment as dual diagnosis clients. These individuals must tackle both disorders during treatment to find resolution simply because one typically exacerbates the other. Luckily, there are lots of alcohol and drug rehabilitation programs who are able to specifically hone in on the challenges that persons with co-occurring mental and drug use issues face in order to not just become sober but mentally stable and also able to lead a much higher quality lifestyle and not feel the need to self medicate with drugs and alcohol.

Self Payment

Self Payment is required when a person's insurance won't pay for the total cost of rehab or will only cover some of it. In these instances, it may appear like a drawback but people in fact have a great deal of leverage simply because they can select whichever program they would like without the restrictions from health insurers that so many men and women face. Likewise, rehabilitation centers will usually offer payment assistance for people whose only option is self payment to help them get into rehabilitation.

Medicaid

Certain rehab facilities accept Medicaid when the individual is not able to self pay or present another kind of private medical health insurance. Medicaid might cover outpatient and short-term rehabilitation within a limited amount of centers, and in such cases individuals may want to explore the self pay alternative and drum up any resources they are able to to cover a more quality treatment center which will produce better results, like a long-term residential drug rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehabilitation if other forms of insurance or self payment aren't an option. If someone doesn't have any private insurance and doesn't yet know whether they might qualify for state insurance, they should seek advice from their Social Services office within their area to determine if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient rehab, but generally only within the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans typically cover some form of drug rehab service including outpatient rehab to inpatient or residential alcohol and drug rehabilitation programs. Individuals could have to take part in a drug rehab center that is within their network of providers and there could be other restrictions such as how long their stay in rehabilitation is covered. Individuals can choose an excellent program they prefer and meet with a treatment counselor to find out if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expense of certain drug abuse rehabilitation solutions. Detox services, outpatient and inpatient programs and also partial hospitalization are paid for by military insurance, although military members may need pre-authorization in which case they can liaise with their VA or Tricare consultant. There may be some limitations regarding just how long a stay in inpatient drug and alcohol rehab is permitted, and all of these questions can be answered before beginning rehabilitation so that it is clear how long and individual can stay in the treatment facility of preference.