Drug Treatment Help Request

Outpatient

Outpatient services are on the low end of the spectrum of rehab solutions in terms of level of care, as the individual is able to keep their lifestyle in many ways without the commitment of having to remain in a treatment center while receiving rehab services. Even if this might appear ideal it may not provide the required change of surroundings than many individuals in treatment require to experience a productive rehab.

Self Payment

Self Payment is needed when someone's insurance won't cover the total cost of rehabilitation or will only pay for some of it. In these cases, it may seem like a disadvantage but individuals actually have a much more leverage due to the fact they can decide on whichever program they want without the restrictions from health insurance companies that so many people face. Likewise, rehabilitation facilities will usually offer payment assistance for individuals whose only choice is self payment to enable them to get into treatment.

Medicaid

Some rehabilitation programs accept Medicaid in the event the individual is unable to self pay or present any other type of private health insurance. Medicaid may only pay for outpatient and short-term rehab inside a limited amount of facilities, and in this instance individuals may want to explore the self pay option and drum up any resources they can to cover a more quality rehabilitation facility which will get better results, like a long-term residential drug rehab center.

Medicare

Medicare recipients can seek treatment at drug and alcohol treatment centers which deliver either inpatient or outpatient rehab when the center is included in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must assist in setting up the person's treatment strategy. Inpatient solutions are covered through Medicare Medicare Part A, with out of pocket costs being just like any other kind of hospital stay, and outpatient rehabilitation being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol rehabilitation if other kinds of insurance or self payment are not a choice. If a person does not have any private insurance and doesn't yet know if they could be eligible for state insurance, they should talk with their Social Services office within their area to determine if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient treatment, but typically only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans generally cover some type of alcohol and drug treatment service including outpatient rehabilitation to inpatient or residential alcohol and drug treatment facilities. Individuals might have to take part in a drug treatment facility that is in their network of providers and there could be other restrictions including how long their stay in rehab is covered. Individuals can pick a good center they prefer and consult with a rehabilitation counselor to determine if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the costs of certain substance abuse rehab solutions. Detoxification services, outpatient and inpatient facilities along with partial hospitalization are paid for by military insurance, although military members may require pre-authorization in which case they can speak with their VA or Tricare representative. There could be some limitations concerning how much time a stay in inpatient drug and alcohol treatment is allowed, and every one of these questions can be answered prior to starting treatment so that it is clear how much time and individual can stay in the rehab program of preference.

Sliding Fee Scale

A sliding fee scale is a payment assistance option made available from numerous alcohol and drug treatment facilities in an effort to help individuals afford rehab where this may not have been doable originally. For example, one client's price for treatment could possibly be different and less than somebody else whose finances are better making them better able to pay for the full price of rehabilitation. Registrars consider variables aside from income including number of dependents to ascertain the ultimate cost and using the sliding scale.