Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the entire cost of rehabilitation or will only pay for some of it. In these cases, it may appear like a drawback but people actually have a great deal of leverage because they can choose whichever program they would like without the restrictions from health insurance companies that so many people encounter. In addition, treatment centers will often provide payment assistance for individuals whose only choice is self payment to enable them to get into rehabilitation.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehab if other kinds of insurance or self payment aren't a choice. If a person does not have any private insurance and doesn't yet know if they could be eligible for state insurance, they should consult their Social Services office within their area to ascertain if they are and then fill out an application. Most state financed insurance will cover both outpatient and inpatient rehab, but usually only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some sort of drug and alcohol rehabilitation service including outpatient rehab to inpatient or residential drug rehab centers. Individuals may have to take part in a drug and alcohol rehabilitation center that's in their network of providers and there can be other limitations including how long their stay in treatment is covered. Individuals can pick an excellent facility they like and speak with a treatment specialist to ascertain if their insurance covers it.