Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance won't cover the entire cost of treatment or will only cover some of it. In these cases, it may seem like a drawback but people in fact have a great deal of leverage due to the fact they can select whichever center they would like without the limitations from health insurers that so many individuals face. Likewise, rehabilitation centers will often provide payment assistance for people whose only option is self payment to help them get into treatment.

Medicaid

Certain rehabilitation programs will take Medicaid when the individual is not able to self pay or present some other type of private health insurance. Medicaid might pay for outpatient and short-term rehabilitation within a limited amount of programs, and in this case individuals may wish to explore the self pay option and drum up any resources they can to cover a more quality rehab facility which will produce better results, such as a long-term residential drug and alcohol rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehabilitation if other forms of insurance or self payment aren't a choice. When someone doesn't have any private insurance and doesn't yet know whether they might qualify for state insurance, they should talk with their Social Services office in their area to figure out if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient treatment, but typically only inside the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some sort of alcohol and drug rehabilitation service including outpatient rehabilitation to inpatient or residential drug and alcohol rehab centers. Individuals could possibly have to participate in a drug rehabilitation program which is in their network of providers and there could be other restrictions like the length of time their stay in rehabilitation is covered. Individuals can pick an excellent facility they like and speak with a rehabilitation counselor to ascertain if their insurance will cover it.