Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to cover the total cost of treatment or will only pay for part of it. In these cases, it may appear like a disadvantage but individuals actually have a great deal of leverage simply because they can decide on whichever program they would like without the restrictions from health insurance companies that so many people face. Likewise, rehabilitation facilities will often provide payment assistance for people whose only choice is self payment to enable them to get into treatment.

Medicaid

Certain treatment facilities will take Medicaid if the individual is not able to self pay or present any other type of private medical insurance. Medicaid might cover outpatient and short-term rehabilitation inside a limited amount of facilities, and in such cases individuals may want to investigate the self pay alternative and come up with up any resources they can to pay for a more quality rehabilitation program which will produce better results, such as a long-term residential drug and alcohol rehabilitation facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehabilitation if other kinds of insurance or self payment aren't a choice. If a person doesn't have any private insurance and doesn't yet know if they may qualify for state insurance, they can talk with their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient rehabilitation, but usually only in the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health care insurance plans typically cover some type of drug and alcohol treatment service which range from outpatient rehabilitation to inpatient or residential drug and alcohol treatment centers. Individuals might have to take part in a drug and alcohol rehab center which is in their network of providers and there could be other limitations including the length of time their stay in treatment is covered. Individuals can select a quality program they like and consult with a rehabilitation specialist to ascertain if their insurance will cover it.