Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't cover the total cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a drawback but individuals in fact have a much more leverage simply because they can decide on whichever facility they want without the restrictions from health insurance providers that so many people face. In addition, rehabilitation facilities will often offer payment assistance for individuals whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain treatment programs will take Medicaid if the individual is not able to self pay or present some other form of private health insurance. Medicaid might cover outpatient and short-term rehab in a limited amount of programs, and in cases like this individuals may choose to investigate the self pay option and drum up any resources they are able to to pay for a more quality rehabilitation program which will get better results, such as a long-term residential alcohol and drug rehabilitation program.

Medicare

Medicare recipients can seek treatment at drug and alcohol rehab centers which provide either inpatient or outpatient rehab if the facility is in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must aid in establishing the individual's rehabilitation plan. Inpatient services are covered through Medicare Medicare Part A, with out of pocket costs being exactly like any other kind of hospital stay, and outpatient rehab being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehab if other forms of insurance or self payment aren't a choice. When someone doesn't have private insurance and doesn't yet know whether they could qualify for state insurance, they should seek advice from their Social Services office in their area to figure out if they are and then apply. The majority of state financed insurance will cover both outpatient and inpatient rehabilitation, but generally only in the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some type of drug rehab service including outpatient rehab to inpatient or residential drug and alcohol rehabilitation facilities. Individuals may have to participate in a drug and alcohol rehabilitation facility that is within their network of providers and there can be other restrictions such as the amount of time their stay in rehabilitation is covered. Individuals can choose an excellent facility they prefer and meet with a treatment specialist to find out if their insurance will take care of it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the expenses of particular substance abuse rehabilitation services. Detoxification services, outpatient and inpatient centers and also partial hospitalization are all covered by military insurance, although military members may require pre-authorization and in that case they can speak with their VA or Tricare consultant. There might be some limitations about how long a stay in inpatient drug rehab is permitted, and all of these questions will be answered prior to starting treatment so that it's clear how much time and individual can remain in the treatment center of choice.