Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't cover the entire cost of rehabilitation or will only cover part of it. In these cases, it may seem like a disadvantage but people really have a much more leverage due to the fact they can decide on whichever center they would like without the limitations from health insurance providers that so many individuals encounter. Likewise, rehabilitation facilities will usually offer payment assistance for individuals whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab programs accept Medicaid in the event the individual cannot self pay or present some other type of private medical insurance. Medicaid might pay for outpatient and short-term treatment in a limited amount of programs, and in such cases individuals might want to investigate the self pay option and drum up any resources they are able to to cover a more quality rehab program which will get better results, such as a long-term residential drug treatment facility.

Medicare

Medicare recipients can receive rehabilitation at drug treatment facilities which deliver either inpatient or outpatient rehab when the program is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must help in establishing the individual's rehabilitation strategy. Inpatient solutions are provided through Medicare Part A, with out of pocket costs being the same as any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't an option. If a person doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they should consult their Social Services office within their area to ascertain if they are and then apply. Most state financed insurance covers both outpatient and inpatient treatment, but usually only inside the state which provides the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some type of drug treatment service which range from outpatient treatment to inpatient or residential drug and alcohol rehab programs. Individuals could have to take part in a drug and alcohol rehabilitation facility which is in their network of providers and there can be other restrictions like just how long their stay in treatment is covered. Individuals can select an excellent center they prefer and consult with a treatment counselor to determine if their insurance covers it.