Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance won't pay for the total cost of treatment or will only cover part of it. In these cases, it may appear like a disadvantage but individuals really have a great deal of leverage because they can decide on whichever center they would like without the limitations from health insurance providers that so many people encounter. Likewise, rehabilitation facilities will often provide payment assistance for people whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Some treatment facilities accept Medicaid if the individual is unable to self pay or present any other form of private medical insurance. Medicaid may only pay for outpatient and short-term treatment within a limited amount of programs, and in this instance individuals may wish to investigate the self pay alternative and drum up any resources they can to pay for a more quality rehab program which will produce better results, like a long-term residential drug and alcohol rehab program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehabilitation if other kinds of insurance or self payment are not an option. When someone doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they can seek advice from their Social Services office in their area to figure out if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehab, but typically only inside the state which offers the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some type of drug rehabilitation service including outpatient rehabilitation to inpatient or residential alcohol and drug treatment facilities. Individuals could have to participate in a drug and alcohol treatment program that's in their network of providers and there can be other limitations like how long their stay in rehabilitation is covered. Individuals can select a quality facility they prefer and speak with a rehab counselor to find out if their insurance will cover it.