Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't pay for the entire cost of rehab or will only cover some of it. In these situations, it may seem like a disadvantage but people in fact have a great deal of leverage because they can choose whichever facility they want without the restrictions from health insurers that so many people encounter. Likewise, rehabilitation programs will usually offer payment assistance for people whose only choice is self payment to enable them to get into rehab.

Medicaid

Some rehabilitation facilities accept Medicaid if the individual is not able to self pay or present any other kind of private health insurance. Medicaid may possibly cover outpatient and short-term rehab within a limited amount of facilities, and in such cases individuals might want to explore the self pay option and come up with up any resources they can to cover a more quality rehab center which will produce better results, say for example a long-term residential alcohol and drug rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehab if other kinds of insurance or self payment are not a possibility. If someone doesn't have private insurance and doesn't yet know if they might qualify for state insurance, they should seek advice from their Social Services office within their area to ascertain if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient rehabilitation, but generally only in the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some type of alcohol and drug rehab service including outpatient rehab to inpatient or residential drug and alcohol rehab programs. Individuals might have to take part in an alcohol and drug rehabilitation center which is inside their network of providers and there might be other restrictions for example how long their stay in rehab is covered. Individuals can select a quality center they like and speak with a rehab counselor to determine if their insurance will take care of it.