Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the entire cost of treatment or will only cover some of it. In these situations, it may seem like a drawback but individuals actually have a much more leverage because they can decide on whichever program they want without the limitations from health insurance companies that so many men and women face. In addition, treatment programs will frequently provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain rehab facilities accept Medicaid in the event the individual cannot self pay or present any other form of private health insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation inside a limited amount of centers, and in this case individuals may wish to explore the self pay option and come up with up any resources they can to fund a more quality treatment center that will produce better results, such as a long-term residential drug and alcohol treatment program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehab if other forms of insurance or self payment are not a possibility. If a person does not have any private insurance and doesn't yet know whether they might qualify for state insurance, they can consult their Social Services office within their area to determine if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some form of alcohol and drug rehabilitation service ranging from outpatient rehab to inpatient or residential drug and alcohol rehab centers. Individuals might have to take part in an alcohol and drug rehab center that's within their network of providers and there might be other limitations like how long their stay in rehabilitation is covered. Individuals can choose a good program they like and consult with a treatment specialist to ascertain if their insurance covers it.