Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't cover the total cost of rehab or will only pay for part of it. In these cases, it may seem like a drawback but individuals actually have a much more leverage because they can choose whichever facility they want without the restrictions from health insurance providers that so many people encounter. Likewise, rehabilitation facilities will often provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Some treatment centers accept Medicaid when the individual is unable to self pay or present some other form of private medical insurance. Medicaid may possibly cover outpatient and short-term treatment within a limited amount of facilities, and in cases like this individuals may wish to investigate the self pay option and drum up any resources they're able to to pay for a more quality rehabilitation facility that will produce better results, such as a long-term residential alcohol and drug rehabilitation facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehabilitation if other kinds of insurance or self payment are not an option. When someone doesn't have any private insurance and doesn't yet know if they could be eligible for state insurance, they should consult their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will cover both outpatient and inpatient treatment, but typically only within the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some type of drug and alcohol rehab service ranging from outpatient treatment to inpatient or residential alcohol and drug treatment centers. Individuals could possibly have to take part in a drug rehab program which is within their network of providers and there might be other restrictions for example the length of time their stay in rehabilitation is covered. Individuals can choose a quality facility they like and meet with a rehabilitation specialist to ascertain if their insurance will cover it.