Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Individuals with co-occurring mental and drug use issues are what are recognized in the field of drug treatment as dual diagnosis clients. These individuals must handle both disorders when it's in treatment in order to find resolution due to the fact one often exacerbates the other. Luckily, there are numerous drug and alcohol rehab centers who are able to specifically hone in on the problems that persons with co-occurring mental and drug use issues face to enable them to not only become abstinent but mentally stable and also able to lead a much higher quality lifestyle and not feel the need to self medicate with alcohol and drugs.

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the total cost of rehabilitation or will only cover some of it. In these situations, it may seem like a drawback but people in fact have a much more leverage due to the fact they can select whichever program they would like without the restrictions from health insurers that so many men and women face. Likewise, rehabilitation facilities will usually provide payment assistance for people whose only option is self payment to help them get into rehab.

Medicaid

Some rehab centers will take Medicaid when the individual cannot self pay or present some other kind of private medical insurance. Medicaid may only pay for outpatient and short-term treatment within a limited amount of facilities, and in this instance individuals may want to explore the self pay alternative and come up with up any resources they can to cover a more quality treatment program that will produce better results, say for example a long-term residential alcohol and drug treatment center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug treatment if other forms of insurance or self payment are not a possibility. When someone does not have any private insurance and doesn't yet know if they might qualify for state insurance, they should check with their Social Services office within their area to figure out if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehab, but usually only in the state which provides the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some kind of drug rehab service including outpatient rehab to inpatient or residential alcohol and drug treatment facilities. Individuals may have to participate in a drug rehab facility which is within their network of providers and there can be other restrictions including just how long their stay in treatment is covered. Individuals can select an excellent facility they like and speak with a rehab counselor to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the costs of particular substance abuse treatment services. Detoxification services, outpatient and inpatient programs and also partial hospitalization are paid for by military insurance, although military members may require pre-authorization in which case they can liaise with their VA or Tricare representative. There may be some restrictions regarding how long a stay in inpatient drug rehab is permitted, and all of these questions can be answered prior to starting rehabilitation so that it is clear how much time and individual can stay in the treatment facility of choice.