Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance won't pay for the total cost of treatment or will only cover some of it. In these instances, it may appear like a disadvantage but people in fact have a much more leverage due to the fact they can select whichever program they want without the restrictions from health insurance providers that so many people face. In addition, rehab centers will usually offer payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Some rehabilitation programs accept Medicaid in the event the individual cannot self pay or present another kind of private medical health insurance. Medicaid may possibly cover outpatient and short-term rehabilitation within a limited amount of centers, and in this instance individuals might want to investigate the self pay alternative and come up with up any resources they're able to to pay for a more quality rehab facility which will produce better results, say for example a long-term residential alcohol and drug treatment center.

Medicare

Medicare recipients can receive rehab at drug rehab centers which provide either inpatient or outpatient treatment when the facility is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must aid in establishing the person's treatment plan. Inpatient solutions are covered through Medicare Part A, with out of pocket costs being exactly like any other kind of hospital stay, and outpatient rehab being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug rehab if other kinds of insurance or self payment aren't a possibility. If someone does not have any private insurance and doesn't yet know if they might be eligible for state insurance, they can consult their Social Services office within their area to figure out if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehabilitation, but typically only within the state which provides the insurance.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans generally cover some form of drug and alcohol rehab service including outpatient rehab to inpatient or residential drug and alcohol rehab programs. Individuals could have to take part in a drug and alcohol rehab facility that is within their network of providers and there can be other limitations such as how long their stay in rehab is covered. Individuals can choose a quality program they like and meet with a rehab counselor to find out if their insurance will take care of it.