Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Persons with co-occurring mental and substance abuse disorders are what are known in the field of drug rehabilitation as dual diagnosis clients. These individuals must address both disorders whilst in treatment to find resolution simply because one typically exacerbates the other. Luckily, there are many drug and alcohol rehabilitation programs who can specifically hone in on the problems that persons with co-occurring mental and substance abuse disorders face in order to not just become abstinent but mentally secure and also able to lead a much better quality lifestyle and not consider it wise to self medicate with alcohol and drugs.

Self Payment

Self Payment is needed when a person's insurance won't cover the entire cost of treatment or will only cover part of it. In these cases, it may seem like a drawback but people in fact have a great deal of leverage simply because they can select whichever center they want without the limitations from health insurance providers that so many men and women face. Likewise, rehab centers will usually offer payment assistance for people whose only option is self payment to enable them to get into rehab.

Medicaid

Certain rehabilitation centers will take Medicaid when the individual is not able to self pay or present some other kind of private health insurance. Medicaid might cover outpatient and short-term treatment in a limited amount of centers, and in such cases individuals may wish to explore the self pay option and drum up any resources they're able to to cover a more quality treatment program which will get better results, such as a long-term residential drug and alcohol rehabilitation facility.

Medicare

Medicare recipients can receive treatment at drug treatment facilities which provide either inpatient or outpatient treatment when the facility is in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must help out with setting up the person's treatment strategy. Inpatient solutions are provided through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't a possibility. When someone doesn't have any private insurance and doesn't yet know whether they could qualify for state insurance, they can check with their Social Services office in their area to figure out if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but generally only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some form of alcohol and drug rehab service which range from outpatient treatment to inpatient or residential drug and alcohol rehab facilities. Individuals could possibly have to take part in an alcohol and drug rehabilitation center that is inside their network of providers and there may be other limitations such as the amount of time their stay in rehab is covered. Individuals can select a good program they prefer and consult with a rehabilitation specialist to find out if their insurance will take care of it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expenses of particular substance abuse rehabilitation solutions. Detox services, outpatient and inpatient facilities and also partial hospitalization are all paid for by military insurance, although military members may need pre-authorization and in that case they can speak with their VA or Tricare representative. There may be some restrictions as to how much time a stay in inpatient drug treatment is allowed, and all of these questions will be answered prior to starting rehab so that it is clear how much time and individual can remain in the rehabilitation facility of preference.