Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance isn't going to cover the entire cost of rehabilitation or will only cover part of it. In these cases, it may appear like a drawback but individuals in fact have a great deal of leverage due to the fact they can choose whichever program they would like without the limitations from health insurance companies that so many people encounter. In addition, rehabilitation centers will usually offer payment assistance for individuals whose only option is self payment to help them get into rehabilitation.

Medicaid

Some rehabilitation centers will take Medicaid in the event the individual is unable to self pay or present another form of private medical health insurance. Medicaid might pay for outpatient and short-term treatment in a limited amount of centers, and in cases like this individuals might want to explore the self pay option and come up with up any resources they can to pay for a more quality treatment program which will produce better results, such as a long-term residential alcohol and drug rehab facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehab if other forms of insurance or self payment are not a possibility. If someone has no private insurance and doesn't yet know if they could be eligible for state insurance, they should check with their Social Services office within their area to figure out if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient treatment, but generally only inside the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans typically cover some kind of drug treatment service which range from outpatient treatment to inpatient or residential drug rehab centers. Individuals may have to participate in an alcohol and drug rehabilitation program that is in their network of providers and there may be other restrictions including the amount of time their stay in treatment is covered. Individuals can select a quality facility they like and meet with a treatment counselor to ascertain if their insurance covers it.