Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't cover the total cost of rehab or will only cover part of it. In these situations, it may appear like a disadvantage but individuals in fact have a great deal of leverage due to the fact they can decide on whichever program they want without the restrictions from health insurance providers that so many people encounter. Likewise, rehab centers will often provide payment assistance for individuals whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Some rehab centers accept Medicaid if the individual cannot self pay or present another form of private medical health insurance. Medicaid might pay for outpatient and short-term rehabilitation in a limited amount of facilities, and in cases like this individuals may want to investigate the self pay option and come up with up any resources they're able to to fund a more quality treatment center that will produce better results, like a long-term residential alcohol and drug rehab center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't a possibility. If a person does not have any private insurance and doesn't yet know whether they may be eligible for state insurance, they can talk with their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehab, but usually only within the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans typically cover some type of alcohol and drug treatment service ranging from outpatient treatment to inpatient or residential alcohol and drug treatment centers. Individuals may have to participate in a drug treatment facility that is inside their network of providers and there can be other limitations for example the amount of time their stay in rehab is covered. Individuals can pick a quality center they like and consult with a rehab counselor to ascertain if their insurance will take care of it.