Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Persons with co-occurring mental and drug use issues are what are recognized in the field of alcohol and drug treatment as dual diagnosis clients. These individuals must address both disorders when it's in rehab to find resolution because one often exacerbates the other. Luckily, there are lots of alcohol and drug rehabilitation facilities who can specifically address the problems that persons with co-occurring mental and drug abuse issues face in order to not just become sober but mentally secure and also able to lead a much better quality lifestyle and not feel the need to self medicate with alcohol and drugs.

Self Payment

Self Payment is needed when someone's insurance won't pay for the total cost of rehab or will only cover some of it. In these instances, it may seem like a drawback but people actually have a much more leverage because they can select whichever program they want without the restrictions from health insurance providers that so many people encounter. In addition, rehabilitation programs will usually provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain treatment centers will take Medicaid when the individual is unable to self pay or present another kind of private medical health insurance. Medicaid might pay for outpatient and short-term treatment inside a limited amount of facilities, and in this instance individuals may wish to investigate the self pay option and drum up any resources they're able to to pay for a more quality treatment program which will get better results, say for example a long-term residential alcohol and drug treatment facility.

Medicare

Medicare recipients can seek rehab at drug and alcohol rehab facilities which provide either inpatient or outpatient rehabilitation if the center is in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must assist in establishing the person's treatment strategy. Inpatient services are covered through Medicare Part A, with out of pocket costs being exactly like any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol rehab if other kinds of insurance or self payment aren't a possibility. If someone does not have any private insurance and doesn't yet know whether they could qualify for state insurance, they should check with their Social Services office in their area to determine if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient rehabilitation, but generally only inside the state which offers the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some form of drug and alcohol rehab service including outpatient rehab to inpatient or residential drug treatment programs. Individuals may have to participate in an alcohol and drug treatment program that is within their network of providers and there may be other restrictions including the amount of time their stay in treatment is covered. Individuals can pick a good center they like and speak with a rehabilitation counselor to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the price of certain substance abuse rehabilitation services. Detox services, outpatient and inpatient centers along with partial hospitalization are paid for by military insurance, although military members may require pre-authorization in which case they can speak with their VA or Tricare representative. There can be some limitations about just how long a stay in inpatient drug treatment is allowed, and every one of these questions can be answered prior to starting rehab so that it is clear how long and individual can remain in the rehab facility of preference.