Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Individuals with co-occurring mental and substance abuse issues are what are known in the field of drug rehabilitation as dual diagnosis clients. These clients must address both disorders whilst in rehabilitation in order to find resolution due to the fact one usually exacerbates the other. Luckily, there are numerous drug rehab programs that can specifically address the issues that persons with co-occurring mental and drug use disorders face so that they can not only become abstinent but mentally stable and also able to lead a much higher quality lifestyle and never consider it wise to self medicate with alcohol and drugs.

Self Payment

Self Payment is required when a person's insurance won't cover the total cost of treatment or will only cover some of it. In these instances, it may appear like a disadvantage but people in fact have a much more leverage because they can decide on whichever program they want without the limitations from health insurance providers that so many men and women encounter. Likewise, rehabilitation programs will often provide payment assistance for individuals whose only option is self payment to help them get into rehab.

Medicaid

Certain treatment centers accept Medicaid when the individual cannot self pay or present any other form of private health insurance. Medicaid might pay for outpatient and short-term treatment inside a limited amount of facilities, and in cases like this individuals may wish to explore the self pay option and drum up any resources they are able to to cover a more quality rehabilitation center which will get better results, say for example a long-term residential drug and alcohol rehab facility.

Medicare

Medicare recipients can seek treatment at drug and alcohol rehab facilities which provide either inpatient or outpatient treatment when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must aid in establishing the individual's treatment strategy. Inpatient services are provided through Medicare Medicare Part A, with out of pocket costs being the same as any other kind of hospital stay, and outpatient treatment being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug treatment if other kinds of insurance or self payment are not a possibility. If someone doesn't have private insurance and doesn't yet know whether they might qualify for state insurance, they should talk with their Social Services office within their area to determine if they are and then apply. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but typically only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some type of drug and alcohol rehab service which range from outpatient rehab to inpatient or residential alcohol and drug treatment facilities. Individuals might have to participate in an alcohol and drug rehabilitation center that is in their network of providers and there might be other restrictions including how long their stay in treatment is covered. Individuals can pick a quality facility they prefer and meet with a rehab specialist to find out if their insurance will cover it.