Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the entire cost of rehab or will only cover part of it. In these situations, it may appear like a drawback but individuals really have a much more leverage because they can choose whichever center they want without the limitations from health insurance companies that so many people encounter. In addition, rehab programs will often provide payment assistance for people whose only choice is self payment to help them get into rehabilitation.

Medicaid

Certain rehabilitation facilities will take Medicaid in the event the individual cannot self pay or present some other type of private medical insurance. Medicaid might pay for outpatient and short-term treatment inside a limited amount of centers, and in this case individuals may want to explore the self pay option and drum up any resources they're able to to fund a more quality rehabilitation center which will get better results, say for example a long-term residential alcohol and drug rehab facility.

Medicare

Medicare recipients can seek rehab at alcohol and drug treatment facilities which provide either inpatient or outpatient treatment when the facility is in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must aid in setting up the individual's rehabilitation plan. Inpatient services are provided through Medicare Medicare Part A, with up front costs being similar to any other kind of hospital stay, and outpatient rehab being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug treatment if other forms of insurance or self payment are not a possibility. If a person does not have any private insurance and doesn't yet know whether they could qualify for state insurance, they should check with their Social Services office within their area to ascertain if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient treatment, but generally only in the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some type of alcohol and drug rehabilitation service which range from outpatient treatment to inpatient or residential drug rehabilitation programs. Individuals may have to participate in a drug rehabilitation program which is within their network of providers and there can be other limitations including the amount of time their stay in rehab is covered. Individuals can pick a quality program they prefer and consult with a treatment specialist to find out if their insurance will take care of it.