Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance isn't going to pay for the entire cost of rehab or will only cover part of it. In these situations, it may appear like a disadvantage but individuals really have a much more leverage simply because they can decide on whichever facility they would like without the limitations from health insurers that so many people encounter. Likewise, treatment centers will usually provide payment assistance for people whose only option is self payment to help them get into rehab.

Medicaid

Some rehabilitation facilities accept Medicaid when the individual is unable to self pay or present some other form of private medical health insurance. Medicaid may only cover outpatient and short-term rehab within a limited amount of centers, and in cases like this individuals may choose to investigate the self pay alternative and come up with up any resources they can to fund a more quality rehabilitation facility that will produce better results, like a long-term residential drug treatment center.

Medicare

Medicare recipients can seek rehab at drug and alcohol rehab programs which provide either inpatient or outpatient treatment when the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must help out with setting up the individual's treatment strategy. Inpatient services are provided through Medicare Medicare Part A, with out of pocket costs being similar to any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehab if other forms of insurance or self payment are not an option. If a person doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they can consult their Social Services office in their area to ascertain if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehab, but usually only inside the state which provides the insurance.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans generally cover some type of drug rehab service which range from outpatient rehab to inpatient or residential drug and alcohol rehab programs. Individuals could have to participate in an alcohol and drug rehabilitation program which is within their network of providers and there may be other restrictions for example the length of time their stay in treatment is covered. Individuals can pick a quality facility they prefer and meet with a rehab counselor to determine if their insurance covers it.