Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Individuals with co-occurring mental and drug use issues are what are known in the field of drug rehabilitation as dual diagnosis clients. These clients must deal with both disorders while in rehabilitation in order to find resolution due to the fact one typically exacerbates the other. Luckily, there are lots of drug rehab centers that can specifically hone in on the issues that persons with co-occurring mental and drug abuse issues face so that they can not merely become sober but mentally stable and also able to lead a much better quality lifestyle and never consider it wise to self medicate with alcohol and drugs.

Self Payment

Self Payment is necessary when a person's insurance won't cover the total cost of rehabilitation or will only cover part of it. In these cases, it may appear like a drawback but individuals really have a much more leverage simply because they can choose whichever center they would like without the limitations from health insurers that so many individuals face. Likewise, treatment centers will often provide payment assistance for people whose only option is self payment to help them get into treatment.

Medicaid

Certain rehabilitation facilities will take Medicaid in the event the individual is unable to self pay or present any other form of private health insurance. Medicaid might cover outpatient and short-term treatment in a limited amount of programs, and in cases like this individuals may want to explore the self pay option and drum up any resources they are able to to pay for a more quality rehabilitation center that will produce better results, such as a long-term residential drug and alcohol rehabilitation center.

Medicare

Medicare recipients can seek treatment at drug and alcohol treatment facilities which deliver either inpatient or outpatient treatment if the center is in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must aid in establishing the person's rehabilitation strategy. Inpatient solutions are covered through Medicare Part A, with up front costs being exactly like any other kind of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehab if other kinds of insurance or self payment aren't an option. If a person does not have any private insurance and doesn't yet know whether they might be eligible for state insurance, they should seek advice from their Social Services office within their area to determine if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient rehab, but usually only in the state which offers the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some form of drug rehabilitation service including outpatient rehabilitation to inpatient or residential drug treatment facilities. Individuals could possibly have to participate in a drug and alcohol rehabilitation center that is within their network of providers and there might be other limitations such as how long their stay in rehabilitation is covered. Individuals can choose a good facility they prefer and speak with a rehabilitation counselor to find out if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the expense of certain drug abuse rehab services. Detoxification services, outpatient and inpatient facilities and also partial hospitalization are covered by military insurance, although military members may require pre-authorization in which case they can liaise with their VA or Tricare representative. There might be some restrictions concerning the length of time a stay in inpatient alcohol and drug rehab is allowed, and all of these questions will be answered before you start treatment so that it is clear the length of time and individual can stay in the rehab center of preference.