Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance won't pay for the total cost of treatment or will only pay for some of it. In these cases, it may seem like a disadvantage but people really have a much more leverage because they can decide on whichever center they would like without the restrictions from health insurance companies that so many people encounter. Likewise, treatment facilities will usually provide payment assistance for people whose only option is self payment to help them get into rehab.

Medicare

Medicare recipients can seek treatment at drug treatment facilities which provide either inpatient or outpatient rehab when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must help in establishing the individual's rehab strategy. Inpatient services are covered through Medicare Part A, with up front costs being similar to any other kind of hospital stay, and outpatient treatment being paid for through Medicare Medicare Part B.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans generally cover some sort of drug and alcohol rehabilitation service which range from outpatient rehab to inpatient or residential drug and alcohol rehabilitation programs. Individuals may have to participate in a drug and alcohol treatment center which is within their network of providers and there might be other limitations like the length of time their stay in treatment is covered. Individuals can pick an excellent facility they prefer and meet with a rehab counselor to ascertain if their insurance will take care of it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the costs of particular substance abuse rehabilitation services. Detox services, outpatient and inpatient facilities in addition to partial hospitalization are all paid for by military insurance, although military members may require pre-authorization in which case they can liaise with their VA or Tricare representative. There could be some restrictions as to the length of time a stay in inpatient drug rehab is permitted, and all of these questions can be answered before beginning rehabilitation so that it is clear just how long and individual can remain in the rehabilitation facility of preference.