Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't cover the total cost of rehab or will only cover part of it. In these cases, it may seem like a drawback but people really have a much more leverage due to the fact they can select whichever facility they would like without the restrictions from health insurers that so many individuals encounter. In addition, treatment centers will often provide payment assistance for people whose only option is self payment to help them get into rehabilitation.

Medicaid

Certain rehabilitation centers will take Medicaid if the individual is unable to self pay or present some other form of private health care insurance. Medicaid may only cover outpatient and short-term rehabilitation inside a limited amount of facilities, and in such cases individuals may wish to explore the self pay alternative and come up with up any resources they are able to to pay for a more quality rehab center which will get better results, say for example a long-term residential drug and alcohol rehab program.

Medicare

Medicare recipients can seek rehab at alcohol and drug rehabilitation centers which provide either inpatient or outpatient treatment when the facility is included in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must help out with setting up the person's rehabilitation strategy. Inpatient services are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug treatment if other kinds of insurance or self payment aren't a choice. When someone doesn't have any private insurance and doesn't yet know if they may qualify for state insurance, they should talk with their Social Services office in their area to determine if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient treatment, but usually only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans typically cover some form of drug and alcohol treatment service which range from outpatient rehab to inpatient or residential alcohol and drug rehab centers. Individuals could possibly have to take part in a drug and alcohol treatment facility which is inside their network of providers and there could be other limitations for example the length of time their stay in rehab is covered. Individuals can pick an excellent center they like and speak with a rehab specialist to determine if their insurance will handle it.