Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of rehab services in terms of level of care, because the individual is able to keep their lifestyle in lots of ways without the commitment of having to stay in a rehabilitation program while receiving rehab services. While this may seem ideal it will not provide the much needed change of environment than many people in recovery require to experience a productive rehabilitation.

Self Payment

Self Payment is necessary when a person's insurance isn't going to pay for the entire cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a disadvantage but individuals actually have a great deal of leverage because they can decide on whichever program they would like without the limitations from health insurers that so many individuals encounter. In addition, rehab facilities will frequently offer payment assistance for people whose only choice is self payment to enable them to get into rehab.

Medicaid

Certain treatment programs will take Medicaid when the individual is not able to self pay or present some other type of private health insurance. Medicaid may possibly pay for outpatient and short-term treatment in a limited amount of centers, and in this case individuals may want to explore the self pay option and come up with up any resources they are able to to cover a more quality rehabilitation facility that will produce better results, say for example a long-term residential drug rehab center.

Medicare

Medicare recipients can seek rehab at alcohol and drug treatment programs which deliver either inpatient or outpatient rehab when the facility is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help out with establishing the person's rehabilitation plan. Inpatient solutions are covered through Medicare Medicare Part A, with out of pocket costs being the same as any other type of hospital stay, and outpatient rehab being paid for through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehabilitation if other kinds of insurance or self payment aren't a choice. When someone does not have any private insurance and doesn't yet know whether they may qualify for state insurance, they should seek advice from their Social Services office in their area to figure out if they are and then apply. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some kind of drug and alcohol rehabilitation service including outpatient rehabilitation to inpatient or residential alcohol and drug treatment programs. Individuals may have to take part in a drug and alcohol rehab program which is within their network of providers and there may be other limitations such as how long their stay in rehabilitation is covered. Individuals can choose a good facility they prefer and consult with a rehabilitation specialist to ascertain if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the expense of certain substance abuse treatment services. Detox services, outpatient and inpatient facilities as well as partial hospitalization are covered by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare consultant. There might be some restrictions about just how long a stay in inpatient alcohol and drug rehab is permitted, and all of these questions will be answered before you begin rehab so that it is clear how long and individual can stay in the rehabilitation center of choice.

Payment Assistance (Check With Facility For Details)

Many drug and alcohol rehab centers provide payment assistance to help clients who may possibly not have adequate resources to self pay for rehabilitation or whose health insurance won't provide coverage or full coverage for his or her stay. For instance, Occasionally insurance only pays for a short-term program when in actuality a long-term center is going to be the more suitable selection. To determine what payment assistance may be available, say for example a sliding fee scale, consult the program for particulars.