Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to cover the entire cost of rehabilitation or will only pay for part of it. In these cases, it may seem like a drawback but individuals really have a great deal of leverage simply because they can choose whichever center they want without the restrictions from health insurers that so many people encounter. In addition, rehabilitation programs will frequently provide payment assistance for individuals whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Some rehab facilities will take Medicaid in the event the individual is unable to self pay or present some other type of private health care insurance. Medicaid may only cover outpatient and short-term rehabilitation inside a limited amount of centers, and in this instance individuals may choose to investigate the self pay alternative and drum up any resources they are able to to cover a more quality rehabilitation program that will get better results, such as a long-term residential alcohol and drug rehab facility.

Medicare

Medicare recipients can receive treatment at alcohol and drug rehab centers which provide either inpatient or outpatient treatment when the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must aid in setting up the individual's treatment strategy. Inpatient solutions are covered through Medicare Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient treatment being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol rehabilitation if other forms of insurance or self payment aren't an option. If a person doesn't have any private insurance and doesn't yet know if they might be eligible for state insurance, they can check with their Social Services office in their area to determine if they are and then fill out an application. Most state financed insurance will cover both outpatient and inpatient treatment, but typically only inside the state which provides the insurance.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans generally cover some kind of drug and alcohol rehab service including outpatient rehab to inpatient or residential drug rehab facilities. Individuals might have to take part in a drug rehab program which is within their network of providers and there can be other restrictions for example just how long their stay in rehabilitation is covered. Individuals can select a good facility they like and consult with a rehab counselor to ascertain if their insurance will take care of it.