Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't pay for the total cost of rehabilitation or will only cover part of it. In these situations, it may seem like a drawback but people really have a great deal of leverage due to the fact they can select whichever facility they want without the restrictions from health insurers that so many people face. In addition, treatment programs will usually provide payment assistance for people whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Some treatment facilities will take Medicaid when the individual is unable to self pay or present another kind of private health care insurance. Medicaid may only pay for outpatient and short-term rehabilitation in a limited amount of programs, and in cases like this individuals might want to investigate the self pay alternative and come up with up any resources they're able to to cover a more quality treatment program which will get better results, like a long-term residential drug and alcohol rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehab if other kinds of insurance or self payment are not an option. If a person has no private insurance and doesn't yet know whether they may qualify for state insurance, they can check with their Social Services office within their area to determine if they are and then apply. The majority of state financed insurance will cover both outpatient and inpatient rehabilitation, but usually only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans typically cover some form of alcohol and drug rehabilitation service including outpatient treatment to inpatient or residential alcohol and drug rehabilitation facilities. Individuals could have to take part in a drug rehabilitation center that is inside their network of providers and there could be other restrictions including the amount of time their stay in rehabilitation is covered. Individuals can choose a quality center they prefer and consult with a treatment specialist to determine if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the expenses of certain drug abuse treatment services. Detox services, outpatient and inpatient centers in addition to partial hospitalization are paid for by military insurance, although military members may require pre-authorization in which case they can speak with their VA or Tricare consultant. There might be some restrictions about just how long a stay in inpatient drug and alcohol rehabilitation is permitted, and every one of these questions can be answered before you start treatment so that it's clear how long and individual can remain in the treatment center of preference.