Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance isn't going to cover the total cost of treatment or will only pay for part of it. In these cases, it may seem like a disadvantage but individuals actually have a great deal of leverage simply because they can decide on whichever program they would like without the limitations from health insurance companies that so many men and women face. Likewise, treatment centers will frequently provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of alcohol and drug rehab if other kinds of insurance or self payment are not a choice. If someone doesn't have any private insurance and doesn't yet know whether they may qualify for state insurance, they can seek advice from their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehabilitation, but generally only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some kind of alcohol and drug rehab service ranging from outpatient rehabilitation to inpatient or residential drug and alcohol rehab programs. Individuals could possibly have to take part in a drug rehabilitation program that is within their network of providers and there can be other limitations such as how long their stay in rehab is covered. Individuals can select a quality facility they like and speak with a rehabilitation specialist to ascertain if their insurance will cover it.