Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to cover the total cost of rehab or will only pay for some of it. In these instances, it may appear like a drawback but individuals actually have a much more leverage simply because they can select whichever facility they would like without the restrictions from health insurers that so many people encounter. In addition, treatment centers will usually offer payment assistance for people whose only choice is self payment to help them get into treatment.

Medicaid

Some treatment programs will take Medicaid in the event the individual is not able to self pay or present any other form of private medical health insurance. Medicaid may only cover outpatient and short-term treatment inside a limited amount of facilities, and in such cases individuals might want to explore the self pay option and come up with up any resources they are able to to fund a more quality treatment center that will produce better results, say for example a long-term residential drug treatment facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug treatment if other forms of insurance or self payment aren't a possibility. If a person has no private insurance and doesn't yet know if they could qualify for state insurance, they can seek advice from their Social Services office within their area to determine if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient treatment, but generally only within the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans generally cover some kind of drug rehabilitation service ranging from outpatient rehabilitation to inpatient or residential drug treatment programs. Individuals may have to participate in a drug and alcohol rehabilitation program that is within their network of providers and there can be other restrictions including how long their stay in treatment is covered. Individuals can choose a quality facility they like and consult with a rehabilitation specialist to determine if their insurance will handle it.