Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance isn't going to cover the total cost of rehabilitation or will only cover part of it. In these cases, it may appear like a disadvantage but individuals actually have a much more leverage due to the fact they can choose whichever program they would like without the restrictions from health insurance providers that so many individuals face. Likewise, rehabilitation centers will usually provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain rehabilitation programs will take Medicaid when the individual is unable to self pay or present another form of private health insurance. Medicaid might pay for outpatient and short-term rehabilitation inside a limited amount of facilities, and in this case individuals may choose to investigate the self pay alternative and drum up any resources they're able to to pay for a more quality rehab facility that will get better results, such as a long-term residential drug treatment program.

Medicare

Medicare recipients can seek rehab at alcohol and drug treatment centers which deliver either inpatient or outpatient rehab if the facility is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must assist in establishing the person's rehab plan. Inpatient solutions are covered through Medicare Part A, with out of pocket costs being exactly like any other kind of hospital stay, and outpatient rehab being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehabilitation if other forms of insurance or self payment are not a possibility. If someone doesn't have any private insurance and doesn't yet know if they may qualify for state insurance, they can consult their Social Services office in their area to ascertain if they are and then fill out an application. Most state financed insurance will handle both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans typically cover some form of alcohol and drug rehabilitation service which range from outpatient treatment to inpatient or residential drug rehab programs. Individuals could possibly have to take part in an alcohol and drug rehab facility which is in their network of providers and there can be other limitations for example just how long their stay in rehabilitation is covered. Individuals can pick an excellent program they like and speak with a rehabilitation specialist to determine if their insurance will take care of it.