Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to cover the entire cost of rehabilitation or will only pay for part of it. In these situations, it may seem like a drawback but people actually have a much more leverage due to the fact they can decide on whichever facility they would like without the limitations from health insurance providers that so many people face. In addition, rehabilitation programs will frequently offer payment assistance for individuals whose only choice is self payment to enable them to get into treatment.

Medicaid

Certain treatment programs accept Medicaid in the event the individual is unable to self pay or present some other type of private medical insurance. Medicaid might pay for outpatient and short-term rehab within a limited amount of facilities, and in cases like this individuals may want to investigate the self pay alternative and come up with up any resources they can to fund a more quality rehab program which will produce better results, such as a long-term residential drug and alcohol rehab facility.

Medicare

Medicare recipients can receive treatment at alcohol and drug rehabilitation programs which deliver either inpatient or outpatient treatment when the center is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed physician, who must assist in establishing the individual's rehabilitation plan. Inpatient services are covered through Medicare Medicare Part A, with up front costs being the same as any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol rehabilitation if other kinds of insurance or self payment are not a choice. If a person has no private insurance and doesn't yet know if they may qualify for state insurance, they should talk with their Social Services office within their area to figure out if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehabilitation, but typically only inside the state which offers the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans typically cover some type of drug rehabilitation service ranging from outpatient rehabilitation to inpatient or residential drug and alcohol rehab centers. Individuals may have to participate in a drug and alcohol rehab facility which is within their network of providers and there could be other limitations including the amount of time their stay in rehabilitation is covered. Individuals can choose a quality program they prefer and consult with a treatment counselor to determine if their insurance will cover it.