Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to cover the entire cost of rehab or will only pay for some of it. In these cases, it may appear like a disadvantage but people really have a great deal of leverage simply because they can choose whichever program they want without the restrictions from health insurers that so many men and women encounter. Likewise, rehabilitation programs will usually offer payment assistance for people whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Some rehabilitation centers accept Medicaid when the individual cannot self pay or present any other form of private medical insurance. Medicaid may only cover outpatient and short-term rehabilitation inside a limited amount of facilities, and in this case individuals may choose to explore the self pay option and drum up any resources they are able to to cover a more quality rehabilitation center that will get better results, say for example a long-term residential alcohol and drug treatment center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehab if other kinds of insurance or self payment aren't a choice. When someone doesn't have private insurance and doesn't yet know if they could be eligible for state insurance, they can consult their Social Services office in their area to figure out if they are and then fill out an application. The majority of state financed insurance will take care of both outpatient and inpatient treatment, but generally only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans generally cover some form of drug and alcohol rehab service which range from outpatient rehabilitation to inpatient or residential drug and alcohol rehab facilities. Individuals could possibly have to participate in an alcohol and drug rehabilitation program which is inside their network of providers and there could be other limitations for example the amount of time their stay in rehabilitation is covered. Individuals can select an excellent center they like and speak with a rehabilitation specialist to ascertain if their insurance covers it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the costs of certain substance abuse rehabilitation solutions. Detoxification services, outpatient and inpatient programs in addition to partial hospitalization are covered by military insurance, although military members may need pre-authorization and in that case they can speak with their VA or Tricare representative. There might be some limitations as to how much time a stay in inpatient drug and alcohol treatment is permitted, and every one of these questions will be answered prior to starting rehabilitation so that it's clear how much time and individual can remain in the rehabilitation facility of choice.