Drug Treatment Help Request

Persons With Co-Occurring Mental And Substance Abuse Disorders

Persons with co-occurring mental and drug abuse disorders are what are identified in the field of drug rehab as dual diagnosis clients. These individuals must tackle both disorders whilst in rehab in order to find resolution because one typically triggers the other. Luckily, there are lots of alcohol and drug rehabilitation facilities that can specifically address the issues that persons with co-occurring mental and drug use issues face in order to not simply become sober but mentally stable and also able to lead a much higher quality lifestyle and not consider it wise to self medicate with alcohol and drugs.

Self Payment

Self Payment is needed when someone's insurance isn't going to pay for the total cost of rehab or will only cover some of it. In these situations, it may seem like a disadvantage but individuals really have a much more leverage due to the fact they can select whichever center they would like without the restrictions from health insurance providers that so many men and women face. Likewise, rehabilitation facilities will frequently offer payment assistance for individuals whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Some rehabilitation centers will take Medicaid when the individual is not able to self pay or present some other form of private medical health insurance. Medicaid may only cover outpatient and short-term rehab in a limited amount of facilities, and in such cases individuals may wish to investigate the self pay alternative and drum up any resources they can to fund a more quality treatment program that will get better results, like a long-term residential drug rehabilitation program.

Medicare

Medicare recipients can receive rehabilitation at drug and alcohol rehab facilities which provide either inpatient or outpatient treatment if the center is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help in setting up the individual's treatment plan. Inpatient solutions are provided through Medicare Medicare Part A, with out of pocket costs being similar to any other kind of hospital stay, and outpatient treatment being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug and alcohol treatment if other kinds of insurance or self payment aren't a choice. When someone doesn't have private insurance and doesn't yet know if they might be eligible for state insurance, they can consult their Social Services office within their area to figure out if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehabilitation, but typically only inside the state which provides the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans generally cover some form of drug and alcohol rehabilitation service ranging from outpatient rehabilitation to inpatient or residential drug rehab programs. Individuals may have to take part in a drug and alcohol treatment facility which is inside their network of providers and there might be other limitations like the amount of time their stay in rehabilitation is covered. Individuals can choose an excellent center they prefer and consult with a treatment counselor to determine if their insurance will cover it.