Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of treatment solutions with regards to intensity of care, as the individual can keep their lifestyle in lots of ways without the commitment of needing to stay in a treatment center while receiving treatment services. Even if this might appear ideal it will not provide the required change of atmosphere than lots of people in treatment need to have a successful rehabilitation.

Self Payment

Self Payment is needed when someone's insurance won't cover the total cost of treatment or will only cover part of it. In these situations, it may appear like a disadvantage but individuals really have a great deal of leverage simply because they can select whichever center they want without the restrictions from health insurance companies that so many individuals encounter. Likewise, treatment centers will usually provide payment assistance for individuals whose only option is self payment to help them get into treatment.

Medicaid

Certain rehabilitation facilities will take Medicaid if the individual is unable to self pay or present any other type of private health care insurance. Medicaid might pay for outpatient and short-term treatment inside a limited amount of centers, and in such cases individuals might want to investigate the self pay option and come up with up any resources they are able to to cover a more quality rehabilitation facility which will produce better results, like a long-term residential drug and alcohol rehabilitation center.

Medicare

Medicare recipients can receive rehabilitation at alcohol and drug treatment centers which provide either inpatient or outpatient treatment when the center is included in the network of Medicare-participating providers and with the consent of their Medicare appointed physician, who must help out with setting up the person's treatment plan. Inpatient services are covered through Medicare Part A, with out of pocket costs being similar to any other kind of hospital stay, and outpatient treatment being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehab if other kinds of insurance or self payment aren't an option. When someone doesn't have any private insurance and doesn't yet know if they could qualify for state insurance, they should seek advice from their Social Services office within their area to figure out if they are and then fill out an application. The majority of state financed insurance will cover both outpatient and inpatient rehab, but usually only inside the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some type of drug and alcohol rehabilitation service including outpatient rehab to inpatient or residential alcohol and drug rehabilitation programs. Individuals may have to participate in an alcohol and drug treatment center which is inside their network of providers and there may be other limitations like the amount of time their stay in rehab is covered. Individuals can choose a quality center they like and speak with a rehabilitation specialist to determine if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the price of particular drug abuse treatment services. Detox services, outpatient and inpatient programs as well as partial hospitalization are all paid for by military insurance, although military members may require pre-authorization and in that case they can speak with their VA or Tricare consultant. There can be some limitations as to the length of time a stay in inpatient drug rehabilitation is allowed, and every one of these questions can be answered before you begin rehabilitation so that it is clear just how long and individual can stay in the treatment center of preference.