Drug Treatment Help Request

Self Payment

Self Payment is necessary when a person's insurance isn't going to cover the entire cost of rehabilitation or will only cover part of it. In these cases, it may appear like a disadvantage but individuals really have a great deal of leverage simply because they can choose whichever center they want without the limitations from health insurers that so many men and women face. Likewise, treatment programs will usually offer payment assistance for people whose only option is self payment to enable them to get into rehabilitation.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol rehabilitation if other kinds of insurance or self payment aren't an option. If someone has no private insurance and doesn't yet know whether they might be eligible for state insurance, they can check with their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient treatment, but usually only within the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private health insurance plans generally cover some sort of alcohol and drug rehabilitation service including outpatient treatment to inpatient or residential drug rehab programs. Individuals might have to take part in a drug rehabilitation center that is inside their network of providers and there can be other restrictions such as the length of time their stay in treatment is covered. Individuals can pick a quality facility they prefer and speak with a treatment specialist to ascertain if their insurance will handle it.