Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance isn't going to cover the entire cost of treatment or will only cover part of it. In these situations, it may seem like a drawback but people really have a great deal of leverage simply because they can select whichever facility they would like without the restrictions from health insurance providers that so many individuals encounter. In addition, rehabilitation facilities will usually offer payment assistance for people whose only option is self payment to help them get into treatment.

Medicaid

Certain rehab facilities will take Medicaid if the individual cannot self pay or present any other kind of private medical health insurance. Medicaid may possibly cover outpatient and short-term rehabilitation within a limited amount of facilities, and in such cases individuals may choose to investigate the self pay alternative and drum up any resources they're able to to pay for a more quality rehab facility that will produce better results, say for example a long-term residential alcohol and drug rehabilitation facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol treatment if other kinds of insurance or self payment are not a choice. When someone doesn't have any private insurance and doesn't yet know if they might qualify for state insurance, they can check with their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance will take care of both outpatient and inpatient rehab, but usually only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans typically cover some form of drug and alcohol rehab service which range from outpatient rehabilitation to inpatient or residential drug treatment facilities. Individuals might have to participate in a drug and alcohol rehabilitation center which is in their network of providers and there may be other restrictions including the amount of time their stay in rehab is covered. Individuals can select an excellent center they like and consult with a treatment counselor to find out if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance which includes VA and Tricare does cover the costs of certain substance abuse treatment solutions. Detoxification services, outpatient and inpatient programs in addition to partial hospitalization are all paid for by military insurance, although military members may need pre-authorization in which case they can liaise with their VA or Tricare consultant. There may be some limitations as to how much time a stay in inpatient drug and alcohol rehabilitation is permitted, and every one of these questions can be answered before you begin rehab so that it is clear how long and individual can stay in the treatment facility of choice.